body {  font-family: verdana, helvetica, arial, sans-serif;
        font-size: 100%;
        margin: 0;
        padding: 0;
        background-color : #ffffff;  }
 .tbl1 { background: url('back.jpg'); background-repeat: no-repeat;}

 p {  font-family: Verdana, Arial, Helvetica, sans-serif;
                    font-size:100%;  color: black; }


  h1 {   font-family: Verdana, Arial, Helvetica, sans-serif;  font-size: 200%;
         font-weight: bold; }

  h2 {   font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 160%;
         font-weight: bold;  }

  h3 {    font-size: 110%; }